Atom Bank, UK Reviews

Atom Bank plc is a UK-based digital-only retail bank, and the country’s first bank built exclusively for smartphones or tablets without any physical branches. Founded in 2013 / 2014, it offers savings accounts, fixed-term deposits, mortgages and business lending via its mobile app, emphasizing a low-cost, automated model and simple, secure banking for customers.

Logo

• Official Name: Atom Bank plc
• Source: Compare Banks

Overview

• Ticker: N/A (not publicly listed on a major stock exchange as a standalone public share with ticker) — it is a public limited company but not a listed bank via ticker.
• Routing / Sort Codes
• Swift Code: ATMBGB22
• Market Cap:£7.2 billion as of 2024
• Founders: Anthony Thomson, Mark Mullen
• Alternate Names: Atom
• Category: Public limited company

Headquarters

• Location: The Rivergreen Centre, Aykley Heads, Durham, DH1 5TS, United Kingdom
• City: Durham
• Website: atombank.co.uk

Find a Branch

Atom Bank is a digital-only bank and does not operate physical branches.

Accreditation & Regulation

• Accrediting bodies: Prudential Regulation Authority (PRA), Financial Conduct Authority (FCA)
• Valid certifications: UK Banking licence; authorised and regulated by PRA & FCA.
• Quality Assurance / Regulatory Status: Fully regulated retail bank; deposits protected up to £85,000 under UK’s Financial Services Compensation Scheme (FSCS).

Customer Support

• Phone: +44 (0)333 399 0050 (international / UK)
• Email: customersupport@atombank.co.uk
• Online Help: Contact Us / Help Page